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Buying Your First Home

Accrete finance mortgage home loans for all of your needs

Buying your first home is a big step and one many people are hesitant to make.

Buying your fist home? You would love to buy you have pre-conceived beliefs that owning your own home is something that is out of reach.


THE MYTH

  • you need a large deposit
  • you wouldn't qualify for a mortgage
  • the repayments will be more than you can afford

BUSTED

  • there are loans available for first home buyers that require little or no deposit
  • the First Home Owners Grant of $7,000 is available to all qualifying first home owners.
  • the First Home Buyers Assistance Fund of $2,000 is available to first home buyers in Western Australia who are purchasing a property for under $400,000 and meet the qualifying criteria
  • land transfer stamp duty relief is available to qualifying first home owners on property purchases in Western Australia up to $500,000 a saving of $20,700 on a $500,000 purchase
  • Family acting as guarantor can help you get the loan you need and saving you $000's in Lenders Mortgage Insurance

So you are ready to make the first steps into home ownership but you're unsure about making that first step.

HOW DO I FIGURE HOW MUCH HOME DO I QUALIFY FOR?

Using on line calculators that many lenders provide can be misleading. They don't consider your personal needs and circumstances.

By speaking to a qualified mortgage consultant you will be able to figure out how much you can borrow whilst you are pre-approved for a loan at the same time.

We will hold your hand through the whole process. There will be no pressure for you to buy a home now and our mortgage consultants will not charge you for their time.

By knowing what you can afford before you begin to look at homes will put you in control

Your Mortgage consultant wants to understand what you want. They will listen to your questions and concerns and work with you, to work out how they can best do to help YOU.

You will be making a huge financial commitment so it is important that you are educated and informed about the mortgage options available to you.

So be confident you're making the right decision for YOUR personal circumstances and Contact Your Accrete Financial Solutions Mortgage Consultant today.